Treasury & FP&A
Collect, pay and plan.
Cash, payables and receivables, reconciliation, accounting and FP&A in one product. Whoever enters a bill can’t approve it, and the income statement comes live from the entries.
- 22 modules
- 3 statements from the same ledger
What Treasury does
FP&A & Treasury · Cash
Today’s cash, and tomorrow’s.
Each bank account’s balance, expected inflows and outflows and the cash forecast for the coming periods, on a single screen.
Direct bank connections and Open Finance, Brazil’s open banking, are switched on at implementation, with your company’s credentials.
Each bank’s balance and the cash forecast for the months ahead.Grupo Vértice · fictional company · illustrative data Accounts · Payables
Whoever enters a bill can’t approve it.
Payables with each bill’s invoice, due date and status. Approval always comes from someone else, and a payment above a threshold asks the approver for a recent MFA check.
Payment by Pix, Brazil’s instant payments, goes out through your company’s bank, connected at implementation.
Each bill with its invoice, its due date and what still awaits approval.Grupo Vértice · fictional company · illustrative data Accounting · Period Close
The month closes with two signatures.
Double entry in the journal, the bank statement reconciled line by line and a close with dual approval: the controller starts it, the CFO signs off on it. A closed period takes no entries.
Grupo Vértice’s months: one open, the earlier ones closed.Grupo Vértice · fictional company · illustrative data FP&A & Treasury · FP&A
The income statement, live from the ledger.
Income statement, balance sheet and cash flow derived from the same entries, with the IFRS 18 subtotals. Budget against actuals shows, account by account, where each variance came from.
The period’s income statement, with the IFRS 18 subtotals.Grupo Vértice · fictional company · illustrative data
22 modules, as the product shows them.
The same groups and the same names as the Treasury menu.
Accounts the way Brazil closes them.
Pix, CNAB, Open Finance, the tax-reform chart of accounts and the Lei do Bem are part of the product, ready for your company’s banks.
Marked items are switched on at implementation, with your company’s certificates and credentials.
Pix
Payment by Pix through your company’s bank, only after someone else approves it.
CNAB 240/400
Batch payments in CNAB 240 and registered boleto payment slips in CNAB 400, the Brazilian bank file standards, in your bank’s layout.
Statements and Open Finance
Statements come in as OFX files or through Open Finance Brasil, via Belvo, with your company’s consent.
Reconciliation
Every statement line matched to its journal entry, and undone if needed, with an audit trail.
The tax-reform chart of accounts
The Brazilian chart of accounts already carries recoverable CBS and IBS next to ICMS, PIS and COFINS.
Income statement and Lei do Bem
Income statement, balance sheet and cash-flow statement come from the ledger; so does the Lei do Bem report.
Talks with Compliance.
The real events that leave Treasury, and what each one changes in the product that receives it.
Sends
Counterparty on a sanctions list
Opens a financial-crime risk in Compliance.
nexus.treasury.kyc.hit
Only events that already take effect in the receiving product appear here. CPF, CNPJ, phone, Pix key and address stay out of events between products.
How the products talkCommon questions
Do I need other products to use Treasury?
No. Treasury works on its own, and TIZ comes included. With Compliance active, a counterparty found on a sanctions list opens a risk there.
Does Treasury move money on its own?
No. Every payment is approved by someone other than the person who prepared it, with a recent MFA check above a threshold. Pix goes out through your company’s bank, connected at implementation.
Which banks does Treasury connect to?
Direct connections with Itaú, Bradesco, Banco do Brasil, Santander and Sicredi are switched on at implementation, with your company’s credentials. Open Finance Brasil comes in via Belvo, and statements also arrive as OFX files.
Does the income statement depend on exporting to another system?
No. Income statement, balance sheet and cash flow come from the entries in Treasury’s own ledger, with the IFRS 18 subtotals. The Reports module also produces the Lei do Bem report from the entries.
Is the Treasury Copilot generative AI?
No. It takes the question to Treasury’s own engines, such as cash, the income statement and the cap table, only reads the data and shows where each answer came from.
Can I bring over the finance data from the system I use today?
Yes. The importers bring customers, suppliers, invoices, payables, opening balances and the chart of accounts from Omie, Conta Azul, Nibo, QuickBooks or a spreadsheet.
Where is financial data stored?
In São Paulo, isolated per company in the database, with personal data encrypted field by field. Individual and company tax IDs (CPF, CNPJ), Pix keys and addresses stay out of the events between products.